Insurance - Grants
Grants:
Applying for a Grant or Voucher to Cover your Full Cranial Prosthesis (full lace wigs):
The National Alopecia Areata Foundation (NAAF):
NAAF has established the Ascot Fund. This special pre-purchase program provides financial assistance toward the purchase of a hairpiece to individuals who have alopecia areata and are struggling financially. To find out if you qualify, please contact them below:
National Alopecia Areata Foundation
14 Mitchell Blvd.
San Rafael, CA 94903
or
PO Box 150760
San Rafael, CA 94915-0760
Phone: 415-472-3780
Fax: 415-472-5343
E-mail: info@naaf.org
Web site: www.naaf.org
American Cancer Society:
To inquire about services that may be available to you or to find out about Wig Banks in your area, contact the American Cancer Society at the toll free number below:
American Cancer Society
Call
1-800-227-2345
Insurance:
Full Cranial Prosthesis for Women Experiencing Hair Loss
Celebrity Style Wigs also provides full cranial prosthesis (full lace wigs) for women suffering from long term or permanent hair loss due to a medical condition such as chemotherapy, alopecia, Trichotillomania, or other medical conditions.
Our natural hair prostheses are the latest development in hair replacement units. They are designed to meet the specific needs of any women suffering from hair loss. Our wigs are form-fitted to become part of you and designed to be styled as if it were your own hair. The wigs are made to look and feel natural - no one will know it is a wig. They are made with 100% Indian Remy Human Hair and can be parted anywhere throughout the unit and give you that natural scalp appearance.
Instructions for Getting Your Health Insurance to Cover the Cost of Your Unit:
Note: We are not a Medical or Health Provider. We DO NOT process medical claims, nor do we accept prescriptions.
When you loss your hair due to medical reasons such as chemotherapy, alopecia, Trichotillomania, or other medical conditions, when requesting a prescription from your physician, the full lace wig should then be referred to as a "full cranial prosthesis" which will then enable it to be covered under most medical insurance policies Most insurance companies will cover between 80-100% cost for your full cranial prosthesis. However, if you request coverage for a wig, chances are your claim will be denied. So please make sure you request a "full cranial prosthesis".
If you require a cranial prosthesis due to permanent hair loss or hair loss during chemotherapy or alopecia treatment, you may be eligible to receive full or partial coverage to purchase the full cranial prosthesis by your health insurance company. You must contact your insurance company directly to see what the procedure is to obtain full or practical coverage for the full cranial prosthesis.
Your hair prosthesis may also be a tax deductible medical expense.
Insurance Procedure Codes: S8095 and A9282 (these codes are used for the Full Cranial Prosthesis)
Below are Insurance Agencies that typically cover 80-100% of the cost of a Full Cranial Prosthesis:
Aetna (80%)
Blue Cross /Blue Shield (80-100%)
Cigna
Emerald Health Network (100%)
Equitable Life
John Hancock Insurance Company
Med Choice Provident Mutual (80%)
Metropolitan Educator of New York (80-100%)
Metropolitan Life (80%)
Midwest Benefits Corp.
Ohio Health Choice
Prudential Life Insurance (80-100%)
Travelers-Massachusetts (6%)
Steps to Follow:
IMPORTANT: We DO NOT process insurance claims nor accept prescriptions
1. Call Your Health Insurance Provider and check the coverage on your policy to see if it covers a "full cranial prosthesis" for medical hair loss. DO NOT ask for a Wig, you will be denied.
2. If it is covered, ask them to explain their procedure for obtaining payment for the full cranial prosthesis
3. Some insurance companies will require you to pay upfront and then be reimbursed, others will pay for your prosthesis upfront.
4. Select the Wigs listed under Full Cranial Prosthesis to ensure that your invoice will read correctly.
5. If your insurance company covers it upfront, you can select Telephone/Insurance Payment for your wig during checkout
6. If your insurance company reimburses you for the prosthesis, then you can select a payment method during checkout.
7. Complete any other insurance forms and be sure they are signed by your physician
8. Request your physician to write a prescription for a "full cranial prosthesis" not a wig.
9. Ask your physician to also write a letter explaining hair loss and its effects and have him state that it is not simply for cosmetic reasons but for emotional well being as well
10. Keep copies of all of your documentation and invoices for tax exempt purposes
11. Follow the instructions that you were given by your health insurance provider to submit the prescription so that you can obtain payment.
The above steps are for your reference. We wish you luck in obtaining insurance coverage for your unit.
